
First State Bank of NWA Implements Shazam R.A.D.A.R. Fraud Detection Program Protecting you from unauthorized use of your debit card is one of our top priorities at First State Bank of Northwest Arkansas. To mitigate fraud, we have partnered with SHAZAM, our electronic funds transfer network, to implement a monitoring system, called SHAZAM R.A.D.A.R., to help guard your debit card against fraudulent activity. If suspicious activity is detected on your debit card, you will be contacted by First State Bank of Northwest Arkansas, or a SHAZAM fraud specialist calling on our behalf, to verify the transactions in question. To ensure that we can reach you promptly if fraudulent activity is suspected, we need to have current contact information on file, including: · primary phone number · secondary phone number · address · city, state, ZIP code We encourage you to provide both a primary and secondary phone number to help us avoid any delays in response to fraud alerts. These may be your home, work, or cell phone numbers. It is also very important to keep this information current. If your information changes, please contact us immediately. We will keep your contact information strictly confidential. Please remember that we will NOT ask for your debit card number or personal identification number (PIN) to verify your identity. Always use caution when providing your debit card information and contact us immediately if you suspect your debit card has been stolen or compromised. Please contact us if you have any questions and/or to update your contact information.
First State Bank of Northwest Arkansas is a SHAZAM Privileged Status Bank. Privileged Status cardholders just need to look for ATMs that display the Privileged status logo. There are no ATM |  | surcharges when you use any ATM in the Shazam Privileged Status Network, which includes approximately 1,000 ATM's nationwide, 300 ATM's statewide, and 45 ATM's in Northwest Arkansas.
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| NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS |
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000.00 available to depositors under the FDIC’s general deposit rules. The term “non-interest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTA’s). It does not include other account, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transactions accounts, visit www. Fdic.gov. |
Extended Overdraft Coverage |
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| Effective August 15, 2010 for existing customers, debit card and ATM transacations will not be covered by our standard Overdraft Privilege. Customers may opt in to our extended overdraft coverage. This coverage will allow customers to utilize their Overdraft Privilege with their debit card. To opt in fill out our opt in form (located under applications) or contact one of our new account representatives at (479) 582-0700 or (479) 738-2147. |
| Treasury announces deadlines for setting up electronic federal benefit payments | | As announced in a press release dated December 21, 2010, the U.S. Department of the Treasury issued a final rule to extend the safety and convenience of electronic payments to all Americans receiving federal benefit and non-tax payments. Anyone applying for benefits on or after May 1, 2011, will receive their payments electronically, while those already receiving paper checks will need to switch to direct deposit by March 1, 2013. |
| Unlawful Internet Gambling Enforcement Act (UIGEA) | | A Regulation pertaining to prohibited internet gambling transactions may affect your account. Click here for more information. |
Scholarship Recipient Learn More >
First State Bank of Northwest Arkansas welcomes Mark Marks to bank’s team as Senior Vice President and Chief Lending Officer. Learn More >
Open House at our new Main St. location held Learn More >
Fayetteville Police warn local residents of telephone scam. Learn More >
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