First State Bank of Northwest Arkansas


Welcome to First State Bank of Northwest Arkansas

First State Bank of Northwest Arkansas is proud to announce our valued customers and dedicated employees have helped make us one of the top performing banks in Arkansas.



Free ATM Usage with Privileged Status

First State Bank of Northwest Arkansas is a SHAZAM Privileged Status Bank. Privileged Status cardholders just need to look for ATMs that display the Privileged status logo. There are no ATM
Privileged Status
surcharges when you use any ATM in the Shazam Privileged Status Network, which includes approximately 1,000 ATM's nationwide, 300 ATM's statewide, and 45 ATM's in Northwest Arkansas.

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Debit Card Safety Features now available through MasterCard SecureCode

One of the great things about shopping online is the extra time it gives you to enjoy life offline.

With MasterCard® SecureCodeTM, now that extra time can be spent with greater peace of mind. First State Bank of Northwest Arkansas is pleased to bring you this valuable new service to enhance your existing FSBNWA MasterCard Account. It’s a private code that brings you added protection against unauthorized use of your card when you shop online.

Every time you pay online at a participating merchant with your First State Bank of NWAMasterCard card, you will be automatically prompted to enter your own private SecureCodeTM – just like entering a PIN at the ATM. With MasterCard SecureCode, only you and the people you designate can make online purchases using your FSBNWA MasterCard card at participating online merchants. And, of course, your SecureCode is completely private.

Choosing your own private SecureCode is quick and easy. You can visit https://www.shazam.net/SecureCode and enroll your card by following the simple steps. Or, at participating online merchants, you’ll be prompted to create your own SecureCode prior to checkout. When this happens, a window from SHAZAM will appear and you’ll be guided through the simple enrollment process before your purchase is completed. Once you’ve created your private SecureCode, you must then use it for future purchases at participating online merchants.

If you have any questions about how to create or use your SecureCode, please visit https://www.shazam.net/SecureCode or call us at (479) 582-0700 or (479) 738-2147 for more information.


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Transaction Guarantee Program
First State Bank of Northwest Arkansas is participating in the FDIC's Transaction Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

What You Should Know About Your Checks
Effective October 28, 2004, a federal law, known as Check 21 makes it easier for banks to electronically transfer check images instead of physically transfer paper checks. This will fundamentally change the way that your checks are cleared. Learn how this affects you. >

Unlawful Internet Gambling Enforcement Act (UIGEA)
A recently adopted Regulation pertaining to prohibited internet gambling transactions may affect your account.  Click here for more information.


News & Announcements 

What's the Buzz about? See our 2009 Madison County Relay for Life Booth!
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Police Warn of Text Messaging Scam in Pine Bluff.
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Congratulations to all the winners at our Grand Opening Celebration!
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Fugitives Captured! Two employees do time for MDA!
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Contact Us at:
479-738-2147 or
479-582-0700